Risk-Based Capital (RBC) is one of the most important, and most intimidating, parts of Life insurance regulation.
On the surface, RBC looks like a complex formula full of components, factors, and thresholds. In reality, it’s a structured way for regulators to ask one simple question: Does this company have enough capital to keep its promises under stress?
This course breaks Life RBC down in plain language, explaining what the components represent, how the calculation works, and how regulators use the results.
By the end of this course, you will be able to:
RBC results influence far more than regulatory filings. They affect dividend capacity, growth plans, product strategy, and how regulators view management’s risk discipline.
When RBC is not well understood, teams either overreact, or miss early warning signs. This course helps you see RBC for what it really is: a risk signal, not just a number.
You will receive a confirmation email after registering, along with email reminders one day and one hour before the course.
If you do not receive your confirmation or reminder emails, please check your spam folder. If they are not there, contact us for assistance at academy@arcstrategicservices.com or (239) 421-5300. You may also contact us for any concerns or complaints.
Please see our refund and cancellation policy for additional information.
TAC4 Solutions LLC dba ARC Academy is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.NASBARegistry.org.
Overview of AVR & IMR in Life Insurance
Examine the Life-specific investment reserves that manage volatility and influence surplus, reported results, and regulatory review.
