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P&C Insurance Products & Risk Basics

$425

What This Course Covers

Different P&C products carry different risks, loss patterns, and regulatory considerations, and those differences influence underwriting decisions and financial results. This course introduces the major Property & Casualty product types and the basic coverage structures behind them.

Learners connect product design, exclusions, and line-of-business risk characteristics to underwriting and loss behavior so the numbers have practical context.

Who Should Attend

  • New P&C insurance professionals
  • Accountants and analysts supporting P&C reporting
  • Underwriting, claims, and operations staff new to product fundamentals
  • IT and audit professionals working with P&C insurance data

What You'll Be Able to Do

Upon completion of this course, you will be able to:

  • Identify major P&C insurance product types
  • Explain basic coverage structures and common exclusions
  • Distinguish risk characteristics by line of business
  • Explain how product design influences underwriting and loss behavior
  • Interpret loss experience and performance with product context

How This Helps You on the Job

Reporting and reserving issues can be harder to interpret when the underlying product is not understood. Product knowledge gives accountants and other non-underwriters context for why P&C loss experience and financial results behave differently across lines of business.

What to Expect After Registration

You will receive a confirmation email after registering, along with email reminders one day and one hour before the course.

If you do not receive your confirmation or reminder emails, please check your spam folder. If they are not there, contact us for assistance at academy@arcstrategicservices.com or (239) 421-5300. You may also contact us for any concerns or complaints.

Please see our refund and cancellation policy for additional information.


National Registry Statement

TAC4 Solutions LLC dba ARC Academy is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.NASBARegistry.org.

National Registry of CPE Sponsors

Certificate Requirements

The following requirements must be met to receive a CPE certificate for this course:
Attend the webinar
Answer 5 polls
Click on > 80% of attendance monitor pop-ups
Please contact us if you have any questions or believe there is an error.

Topics Covered

  • Major P&C product lines: auto, homeowners, commercial, and specialty
  • Coverage basics and policy structure
  • Common exclusions and limitations
  • Risk characteristics by line of business
  • How products influence underwriting decisions and loss behavior
Prerequisites: None
Advance Preparation: None

Recommended Next Course

Intro to Reinsurance for P&C Accountants (Schedule F)

Extend product and risk fundamentals into reinsurance by examining assumed and ceded arrangements, Schedule F reporting, collateral, and credit risk.

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Webinar: P&C Insurance Products & Risk Basics by ARC Academy